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Climbing interest rates keep calling your bluff.

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You might begin to wonder if youll ever be ready to buy.

But that doesnt mean you should sit on the sidelines.

When Is the Right Time To Buy a Home?

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According to Corcoran, the right time to buy a house is whenever you have the down payment.

Instead of waiting for the perfect conditions, buyers should focus on their personal financial readiness.

Personal finance writer Minda Zetlin reminds you that your home is a long-term investment.

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When you look at it that way, year-to-year fluctuations in the market start to matter a lot less.

If you continue to wait, you may just end up paying more later.

And though its true interest rates fluctuate, theres no guarantee theyll drop significantly anytime soon.

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Prices are just going to continue to go up.

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