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Benjamin, a retired 72-year-old from Florida, followed this advice.
But hes realizing he probably shouldve taken another path.
This is why he now regrets the timing of when heclaimed his benefits.
He became even more convinced when he heard that doing so could mean bigger checks.
However, life had other plans.
By the time Benjamin turned 68, his health began to decline.
What started as occasional back pain turned into a chronic issue that almost limited my mobility, he said.
Specialist visits, prescriptions and unexpected hospital staysdrained his retirement savings faster than he expected.
He believed his savings would cover all his expenses.
Why claim Social Security now when I can delay my retirement and get a bigger check later?
Unexpected expenses kept popping up, fromurgent car repairsto prescriptions.
He kept pulling from his savings, thinking the economy would stabilize.
Benjamin missed out on these experiences because heworked longer for a bigger Social Security check.
Benjamin thought hed catch up later, but now, at 72, his health isnt as strong.
He regrets not filing early to create memories while he still could, knowing life is unpredictable.
My nonworking wifewas counting on spousal benefits, he said.
At first, they thought they could manage with their savings.
However, their financial cushion thinned over the years and Elizabeth made sacrifices she never expected.
She had to find a job to help cover bills and other urgent expenses.
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