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Travel packing, above and hands of a woman with clothes, holiday luggage and prepare for international summer.

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These slip-ups can lead to non-refundable expenses, less money for fun activities and high out-of-pocket expenses.

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GOBankingRates asked season travel pros to share the fourcostly mistakes people make on their summer vacations.

Thats the complete opposite of how you should plan a vacation.

You dont have time to wait for options if youre waiting until the last minute.

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The best deals are found when you have the opportunity to price-shop.

Last-minute bookings kill that opportunity, Lidbom said.

You might get lucky with a late deal, Lidbom explained.

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In addition, planning gives travelers an opportunity tobudget travel paymentsso they can enjoy their vacation without feeling cash-strapped.

Book parts of the journey at different times before the trip.

Book the flight and hotel in January, then book the spa day in March.

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Cheaper rates up front are not always cheaper, Lidbom said.

You could be forced to pay for anexpensive medical procedureout of pocket because you didnt have travel insurance.

I never travel out of the country without travel insurance and nobody else should either, Lidbom added.

Talk to anyone who needed it but didnt have it and they will say the same thing.

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