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Are you ready for fall?
Maybe youre patiently awaiting the holidays or are ready to root your favorite sports team on.
Whatever the case, fall can be costly, especially with the holidays just around the corner.
However, fall doesnt have to be your demise.
In fact, it’s possible for you to finish out the year financially strong andsave money.
GOBankingRates recently spoke to Nicole H., who considers herself a frugal super saver.
Here are seven of her bestmoney-saving tips as the fall season kicks off.
There are cost-effective plastic coverings to help you prevent heat or A/C loss, which lowers your utility bills.
Another option is to bundle up.
If youre in the mid-50s or 60s, you might just need a warm blanket.
Also, clean your furnace filters and air ducts.
You want to maximize your heat flow.
Prioritize Meal Prepping
Waking up to freezing cold weather isnt very motivating.
Even if you are living in the South, temperatures do cool off.
Meal prepping is more important than ever in the fall.
Dont fall into this trap!
Meal prepping can save you hundreds of dollars each month and provide you with more nutritious and filling meals.
Can you skip your weekly takeout?
How about picking up a side hustle to earn some extra cash?
Nicole continued, Can you cancel that membership you never use?
How about a streaming subscription that you havent logged into for months?
Cutting $10 a month doesnt seem like a big money-saving tip, but every dollar counts!
How much interest would an extra $120 payment save you each year?
Finding ways to cut unused items is a simple process and saves you money in the long run.
Implementing a no-spend day is challenging and causes you to rethink everyday purchases.
Fall is the perfect time to trial run no-spend days.
If all goes well, maybe you’re free to even challenge yourself to a no-spend January.
For one, if you know you will have alarge tax billdue in the coming months, start saving.
By saving a little each month, you are avoiding a large bill that could derail your savings.
Fall is also a great time to reach out to your accountant.
Scrambling to find a tax accountant the week before the deadline is never fun.
Finally, revisitupcoming contribution changesto 401(k) plans, IRAs and HSAs.
Do you oughta reach out to payroll and increase your contributions?
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