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Though this cozy season is filled with joy and anticipation, it can also strain yourbudgetif youre not careful.
Do the same for other holiday-related costs.
Putting in a bit of effort can result in beautiful, lasting decorations for less.
give a shot to DIY the decorations rather than buy new ones, Kullberg said.
Secret Santa
If you have a large family or friend group, gift-giving can get expensive fast.
You dont want anyone to feel left out, but buying for everyone can easily blow your budget.
Consider organizing a gift exchange or Secret Santa among friends or family, Kullberg said.
Try a No-Spend Day Challenge
Saving money can be more enjoyable when it feels like a challenge.
Try creating a no-spend day challenge in the months leading upto the holidays, Kullberg said.
This isnt about deprivation your future, financially secure self will thank you formaking the holidaysa little less stressful.
Plus, challenging your self-control can be rewarding.
Make it fun by giving yourself a reward for each successful week just ensure the reward doesnt involve spending.
One Gift Per Person
The old saying quality over quantity rings true for holiday gift giving.
Take Advantage of Sales
Maximizing savings often comes down to leveraging every opportunity.
Being strategic about when and how you shop canmake a bigdifference.
The early bird really does get the worm when it comes to holiday shopping.
If you wait until the last minute, youll likely miss out on the best sales.
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