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Now, theyre pulling back the curtain on their monthly expenses, both before and afterearly retirement.

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For us, the key to saving over a million dollars was frugality, Lauren told GOBankingRates.

Heres what these twoself-made millionaires spend each month.

Thanks, Costco and Walmart!

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Bulk buying and budget stores were their go-to.

The couple got creative here.

We split afamily phone planwith parents and got a sweet intro offer on internet service, Lauren said.

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This covered gas, bare-bones car insurance and DIY repairs.

YouTube and family helped a lot with maintenance, Lauren shared.

They benefited from employer-provided coverage during this phase.

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Were big fans offree outdoor entertainment, Lauren said.

Thats a jaw-dropping savings rate that propelled them to millionaire status.

Not for the Keys.

The couple admits theyre less strict about tracking every penny now.

But dont think theyre depriving themselves.

We feel like we live avery lavish lifestyle, Lauren said.

In fact, we travel for several months at a time each year.

About two-thirds of their housing costs are condo association dues.

The rest goes to property taxes, homeowners insurance and home improvements.

Most of this money goes to insurance premiums, with a small amount for out-of-pocket medical expenses.

The Keys split their food budget between groceries and eating out.

This covers electricity, cell phones and home internet.

The couple shares one car and loves road trips.

This covers gas, insurance and maintenance.

This includes travel, entertainment and miscellaneous expenses.

The couple are big fans of high-value, low-cost investments, like State and National Park passes.

A combination of low expenses with high savings allowed us to quit our jobs and retire early.

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