GOBankingRates works with many financial advertisers to showcase their products and services to our audiences.

These brands compensate us to advertise their products in ads across our site.

This compensation may impact how and where products appear on this site.

Home, Office, desk, laptop, monitoring, woman

Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information.

you might read more about oureditorial guidelinesand our products and servicesreview methodology.

But how often should you actually check it?

facebook sharing button

A recent GOBankingRates survey of 1,021 Americans reveals some interesting habits about how often people check their scores.

About 40% check monthly, while a quarter look every few months.

Interestingly, nearly 20% rarely or never check their scores.

twitter sharing button

The rest are split between annual checkers and those who only look before major financial decisions.

But do these habits align with those of financial high-achievers?

We spoke with twoself-made millionaires to get their insights on credit score monitoring.

linkedin sharing button

I make it a point to check my credit score every quarter, she said.

This habit has paid off for Sara in tangible ways.

Thank goodness I was checking on my own, because I know I saved a chunk of change!

email sharing button

Almost never, she said when asked about checking her credit score.

Finding Your Balance

What this illustrates is that theres no one-size-fits-all approach to credit monitoring.

If youre building a business or planning major purchases,more frequent checkslike Saras quarterly review might be beneficial.

Remember, your credit score is just one piece of your overall financial picture.

More From GOBankingRates

Share This Article:

The Latest inMoney