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Here are seven moves you should make before Trump or Harris is elected.

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You must know where your money went for a 12-month period, he said.

If youre still short after this calculation, you may need to:

Maslyk said theres one exception.

If you anticipate an inheritance down the road.

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see to it to max it out and talk to a tax professional if you need help.

This is becausecertain asset classestend to perform differently depending on the policies of the next president.

This involves transferringpre-tax retirement account fundsinto a Roth account for tax-free growth.

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(Again, ask a financial professional to see if this is right for you.)

This includes mortgages, car loans and credit card balances.

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