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Bank Wealth Management study.

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Save During Your Working Years

Many Americans spend more than they earn.

The company is an all-in-one source that helps seniors make the most of their golden years.

Neither of these numbers is even close to achieving amiddle-class retirement, Orestis said.

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For example, do you have enough to replace 70% of your income in retirement?

If you waited untilyour thirtiesyou would need to double your savings rate to get there.

Investing without a plan is like driving without a roadmap or GPS, Johnson said.

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The plan should only be revised when individual circumstances change, such as death or divorce.

During your working years, spend less than you earn and invest the rest.

Once the ballots are counted, continue to save, manage your money wisely, and invest with intention.

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