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Lets say you are currently contributing 5% of your salary to your retirement account, he said.
She observed that reviewing your portfolio ensures it aligns with your retirement timeline, risk tolerance and financial goals.
These early-in-the-year adjustments provide clarity and help set the tone for smart financial decisions throughout the year.
Your risk tolerance and financial goals can change over time and its crucial to adjust your investments accordingly.
Many people overlook how much taxes can impact their savings, she explained.
She also advised clients to evaluate their emergency funds and insurance policies.
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