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Two Social Security cards rest on top of several $100 bills.

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This includes a significant number of retirees.

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I do not specifically use my Social Security payments to purchase any one item, the Somers retiree said.

My monthly amount is an automatic deposit tomy bank account.

This allows me to use these funds for all necessary expenses.

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Here are the four ways this New York retirees spends their Social Security.

Groceries

Everyone has to eat, including retirees.

This Somers New York retiree mostly uses a …credit card for grocery shopping and dining out.

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Utilities

Retirees might not be working, but there are still bills to pay.

Everything from gas, electric, water, internet and cable, amongst others.

Living in New York, the winters can get extremely cold while the muggy summers can get scorching hot.

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Taxes

Another fact of life that does not escape anyone, including retirees: taxes.

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