GOBankingRates works with many financial advertisers to showcase their products and services to our audiences.

These brands compensate us to advertise their products in ads across our site.

This compensation may impact how and where products appear on this site.

Cryptocurrency investor trading at home using his laptop stock photo

Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information.

you’re free to read more about oureditorial guidelinesand our products and servicesreview methodology.

With so many different investment options out there, it can seem overwhelming to pick the right one.

facebook sharing button

Thats why the easiest way for millennials to start investing is with low-cost index funds or mutual funds.

As long as the fees are low and theyre tracking the same indexes, theyll deliver nearly identical returns.

Heres a breakdown of the three funds thatbuilt wealth for Keys.

twitter sharing button

It includes a wide range of stocks from large, well-known companies to smaller, up-and-coming businesses.

VTI automatically delivers the average return of the US stock market, effortlessly, withextremely low fees.

One of the great things about VTI is its low cost.

linkedin sharing button

You wont pay much in fees, so more of your money stays invested and working for you.

This fund includes thousands of stocks from markets across the global economy.

With VXUS, you’re able to add an international flavor to your investment mix.

email sharing button

It invests in a variety of bonds, including government, corporate, and mortgage-backed securities.

This mix helps to give you a steady income with less risk compared to stocks.

BND is designed for people who want areliable and predictable returnon their investments.

Even in a diversified index fund, stocks are still volatile assets, said Keys.

More From GOBankingRates

Share This Article:

The Latest inInvesting