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But thats anything but the truth.
In fact, prices may drop even further as the holidays get closer.
Most retailers will be extending sales into the New Year, said Erica Sandberg, consumer finance expert atCardRates.com.
[The sales] keep going, agreed Nicole Middendorf, CEO atProsperwell Financial.
We went from just Black Friday, to Cyber Monday [and, now], Cyber Week.
So, if you missed a deal, be patient.
It may come back.
The risk is that the hottest items might be out of stock for late shoppers.
If you are at the store ask if they will match the online price, she said.
Cash-back cards are great because youll earn money when you charge.
Spend $800 with a card that gives 2% back and youll earn $16.
But, buy through a platform like Rakuten and youll earneven more cashback, Sandberg explained.
A number of major retailers will adjust the price, including Macys and Target, Sandberg said.
I absolutely love this because you might buy something at full retail withouttoo much stress.
Mark Your Calendar
Most price protection policies have a limited time frame often 30 days or less.
You dont want to let this date slip by unnoticed.
Mark your calendar for the last day you’re able to get an adjustment, Sandberg said.
Save Receipts
Most stores wont honor a price adjustment without the receipt.
Always request the receipt go to your email.
Some stores charge restocking fees for electronics and some will not offer returns onholiday decorafter Dec. 25.
In general, Middendorf said, Most things are now less than 30 days [for returns].
Dont buy too early if you feel the recipient might want to return the gift.
Theres rarely a reason to get stuck with clutter you dont need or cant use.
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