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Saving money is just ingrained in me, she said.
Its not about being cheap, its about being mindful of where my money goes.
Here are eight key reasons this frugal Gen Xer remainslaser-focused on saving.
Its money I dont see, so I dont miss it.
Paying myself first ensures Im always making headway on my goals, she said.
I could afford a mortgage, but I prefer the flexibility of renting to avoid being house poor.
Her current vehicle is a 2008 Honda Civic she purchased for $6,000 three years ago.
Im not worried about having a fancy car because thats just not a priority for me, she said.
As long as its reliable and the cost of ownership is low, Im happy.
I almost always bring my lunch to work, and I cook dinners at home, she said.
Her grocery budget of $300 per month allows her to buy wholesome ingredients while avoiding pricey restaurants.
Buying Secondhand
From clothing to furniture to home decor, Brigid seeks outquality secondhand goods.
I get a thrill out of finding good deals, she said.
She frequents thrift stores, yard sales and Facebook Marketplace.
Avoiding Debt at All Costs
Brigid hasnt carried consumer debt like credit cards in over 15 years.
Im satisfied with my lifestyle.
I dont need much to be happy, she said.
Because of her saving and spending habits, Brigids finances are doing well.
She currently has over $175,000 in retirement savings and a $50,000 emergency fund.
For me, that long-term security is what makes the small sacrifices worth it.
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