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Some of it likely better than others.
Financial advisors have heard all this dubious advice as well.
Some of them spend more time than theyd like dissauding their clients from following it.
A pre-tax contribution only defers the taxation.
Instead, youre wiser to build up your own coffers for retirement.
Its a nice thought, but its not exactly reality.
Plus, expenses could raise again in their later years as they spend more on healthcare.
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