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Not every slip-up spells disaster.
In fact, some of the most common financial missteps are surprisingly easy to fix once you spot them.
Here are some of the insights they shared.
And canceling them was surprisingly simple: He said most had a clear cancel button right on their website.
No phone calls needed.
The thing is, you dont need some complex rewards strategy.
Just pick one good general cashback card and stick with it, he noted.
He moved $5,000 from his checking to a high-yield savings account while watching TV one night.
Now, he said that moneys earning more than 4% instead of basically nothing.
Turning Off Overdraft Protection
Speaking of quick fixes turning off overdraft protection takes like two minutes max.
Lokenauth disabled his through his banks app during his lunch break.
He noticed he was getting huge tax refunds,basically giving the government an interest-free loan.
Took maybe 10 minutes to submit a new W-4 to HR and adjust my withholdings.
Now I get about $100 extra in each paycheck instead of waiting for a refund.
And honestly, fixing these small things builds confidence to tackle the bigger stuffits like financial momentum.
The best partnone of these require any real sacrifice or lifestyle changes.
Youre just optimizing what youre already doing.
And thats exactly why theyre so perfect for getting started.
No budget spreadsheets, no expense tracking apps, just quick wins that actually stick.
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