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Gas at the pump has finally started to drop in price, but energy bills are still high.
Whats an American to think about these confusing economic signals?
And more to the point, how should you manage your investments?
When inflation is coming down, Kelley said, That does not mean prices are falling.
That means prices are risingat a lower rate.
The prices are still even higher than they were last year.
Unfortunately, Kelley said, these prices are not likely to ever return to pre-pandemic levels.
Kelley said this initiated a bit of a panic-sell of stocks which he called not aterribly rational move.
Additionally, though unemployment numbers are currently still low, some signals have made investors nervous.
Uncertainty, Kelley said, makes everyone uncomfortable.
But that doesnt mean you should make a financial move in response.
Additionally, reevaluate your plan at the end of every year, ideally with a financial advisor or planner.
Whats the maximum amount it’s possible for you to save?
How do I match up my risk profile to my needs and my tolerance?
And thats the most important thing anybody can do, Kelley said.
This will especially be true of 2025.
Theres going to bemore choppy marketsthan up and down days and days like yesterday all throughout 2025.
Its just a dance.
Its just a different basket of variables if youre 60 as opposed to 30, Kelley said.
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