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Winter holidays shopping, expensive time of the year.

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Here are seven expert tips to help you get ahead and save on your holiday shopping.

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Looking to increase your budget for holiday shopping?

Heres how you canearn $500 a week in passive income this fall.

When it comes to friends or co-workers, suggest an outing rather than a gift exchange.

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This can save you a lot of money in the long run.

Just seeing your actual spend is often enough to help you deter wasteful spending.

Begin by combing through your monthly bills and cancel subscriptions, memberships and other services you dont use.

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Call other service providers to negotiate your current rates or consider bundling services to reduce your total spend.

Increasing your insurance deductibles can also help reduce your insurance premiums by up to 20%.

Meanwhile, unplugging unused gadgets can reduce your energy bill by 10%.

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So many will be offering promotions regularly.

And dont be afraid to stack multiple deals for even more savings.

You earned them so use them to save money, he said.

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