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Here are several reasons people should take heed ofRamseys advice on paying down debt.

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It just helps psychologically, it feels like youre getting closer and closer because youll have also less responsibility.

The Budget Blueprint

Both experts emphasized the importance of budgeting.

When youre trying to allocate specific… every dollar has a job, Kriste remarked.

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The Retirement Question

On Ramseys advice to pause retirement investments, Kriste stated a key exception.

High-Interest Considerations

Both experts suggest flexibility with the snowball method when dealing with significantly higher interest rates.

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