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So what banking tips should consumers consider for 2025?
Next, learnhow to tell if your banking habits are leaving money on the table.
Ask your bank about their fraud prevention options, like Positive Pay and ACH Fraud Filters, said Kam.
If you opt out of these services and fraud occurs, you might be responsible for the losses.
After all, compounding is the key to financial success.
Calkins also advised putting money you may not immediately need intocertificates of depositto lock in higher rates of return.
Banks dont always advertise these options, so ensure you know to ask about them.
And shop around to find the most competitive rates.
Learning the protocols before a crisis transpires can also ensure adequate preparation.
Ensure Scalability for Future Growth
Many banks have gone entirely digital.
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