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Once your money was secured away, you didnt think about it again until you needed it.

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Best of all, theyre free.

Loftus agrees, adding that being proactive can yield positive results.

Often, bank rates are negotiable, she said.

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You may also be able to order cashiers checks at no additional cost.

Get Financially Savvy

Sure, becoming more financially literate has been a goal of yours for years now.

What if you could find all the information you needed in one place?

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Even better, what if it was completely free?

If that all sounds good and of course it does youre in luck.

Your banks website can be a treasure trove of details that can guide you in your financial decisions.

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As an example, Impressia Bank offers aFinancial Wellness Centerto help build financial know-how for wide-ranging topics.

If you have a New Years resolution to live better financially, the advice is out there.

Budgeting Advice

Its one of the most common pieces of financial advice out there: Build a budget.

Yet figuring out exactly how to fit your income and obligations together can be formidably tricky.

Ask what personal financial management platform the bank offers and schedule time to use it regularly.

The more time you invest on your budget up front, the less work it takes over time.

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