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Well, its probably better to focus on what you could do online which is a lot.
Bonus: You dont even need to change out of your pajamas to do them.
Here are 10 bankinghacks that are better to do online.
Set Up Automatic Bill Pay
Nothing lowers your stress level like automatic bill pay, Rachael said.
Youll never have to worry about late fees again and that alone is worth a lot.
Its easier to set up online through your banks app or website set it and forget it.
Create Custom Alerts
Want to keep tabs on your cash without obsessively refreshing your bank app?
Rachael shared an easy fix.
Its peace of mind at your fingertips.
Transfer Money Between Accounts
Need to shuffle some funds around?
Dont waste time standing in line like its 1999.
Online transfers are instant and can be done 24/7, she explained.
Plus, you’re free to set up recurring transfers to automate your savings.
Its like putting your money management on autopilot.
Future you will be saying thank you in dollar signs.
Open New Accounts
Thinking about expanding your financial portfolio?
(Look at you, financial go-getter.)
Rachael said do it online.
Most banks offer better rates for online-only accounts, she explained.
Plus, you’re able to compare options and read all the fine print without feeling rushed.
Shopping for bank accounts in your slippers?
Now thats living the dream.
upgrade your Personal Information
Got a new phone number or moved to a new apartment?
Rachael recommended updating your info online.
Its quick, easy and you could do it anytime.
Plus, you dont have to worry about mishearing or mistyping when giving info verbally.
Its all in your hands, she added.
Apply For Loans
Need some extra cash?
Online is the way to go.
Applying for loans online often means faster approval times and sometimes even better rates.
Deposit Checks
Still driving to the bank to deposit checks?
Thats so last decade.
Rachaels all about that mobile deposit life.
Its like having a mini bank branch in your pocket.
Just snap a photo of your check and voila, she said.
Your moneys in your account, usually faster than if youd come to the bank in person.
Who knew your smartphone camera could be such a money-maker?
Review and Download Statements
Need to check your spending or gather docs for the taxman?
Go digital or go home.
Online statements are a lifesaver.
Theyre searchable, printable and you’re able to access them anytime, Rachael said.
No more waiting for snail mail or digging through piles of paper.
Marie Kondo would be so proud.
Dispute Transactions
Spot a charge thats shadier than a palm tree?
Rachael said to handle it online.
Most banks have an online dispute process thats faster and more efficient than coming in person.
Plus, you might upload any supporting documents right then and there, she explained.
Fighting fraud in your fuzzy socks?
Now thats what we call financial self-defense.
Set Travel Notifications
Planning a getaway?
Rachaels got a hot tip she said, Set your travel notifications online before you go.
Because nothing kills a vacation buzz faster than a declined card.
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