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Many times I thought there was still time to figure it out.

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Lack of Diversification

I did not diversify my investments early enough in life, Gasic said.

One benefit of this venture has been the creation of an additional income stream.

Early in my career as a neurologist, my commitment to work overshadowed my financial well-being, he said.

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My focus on saving or investing for later wasnt consistent enough.

I relocated many times, and each relocation came with high costs, Gillin said.

As Gillin put it: When I was younger, I was fixated more on immediate needs and self-sufficiency.

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There is always the next bill or expense; saving for something far away seemed less pressing.

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