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A happy, smiling couple and their financial advisor use a computer during a meeting in the office.

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More than 330,000 financial advisors are employed around the country, according to theFinance Strategistswebsite.

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But there are also plenty of financial consultants who can include just about anyone.

Overspending and unwise investments had taken their toll, he said.

My experience illustrates how hiring a financial advisor can play a crucial role in overcoming financial hardship.

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Here are four ways a financial advisor helped Grant when he wasin financial trouble.

Budgeting and Expense Management

My financial advisor helped me establish a comprehensive budgeting plan, Grant said.

Additionally, regular savings habits were instilled, promoting asecure financial future, he said.

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Strategic Investments

With my advisors guidance, I learned to make informed investment decisions, Grant said.

Debt Management and Financial Discipline

Addressing my debt was crucial.

My advisor devised a plan to manage and eventually eliminate it, which had been a major burden.

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