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Turns out, even the folks handlingyour cashcan slip up sometimes.
Here are eight mistakes banks can make thatyou should watch out for.
Its wild how often deposits end up in the wrong place, she shared.
I once saw a huge business deposit accidentally land in some college kids account.
Fun for the kid, not great for everyone else!
Pro tip: Always double-check your balance after making a deposit.
That extra zero might not be a lucky windfall.
Ive seen overdraft fees slapped on accounts that had plenty of cash, Rachael said.
Its like the computer just decided to have a bad day and take it out on someones checking account.
ATM Drama
ATMs: convenient when they work and a total headache when they dont.
ATMs can be annoying sometimes, Rachael explained.
They might say they gave you $100, but your account shows $80.
This is extremely rare, but I have seen it happen.
Always keep those receipts!
Deja Vu Transactions
Ever feel like youre living the same day twice?
Your bank account might be doing the same thing.
Its like Groundhog Day, but with your money.
Ive seen plenty of duplicate charges, said Rachel.
There are more safeguards in place for this lately, but sometimes they slip through.
Keep tabs on your transactions, especially those recurring payments that like to play repeat offender.
Dont be shy about asking how your interest is calculated, Rachael shared.
Stop Payment?
More Like Oops Payment
When you say stop, the bank should listen.
But sometimes, they need a hearing aid.
Stop payments can be tricky, Rachael said.
I once had a customer whos check still went through because their computer didnt save.
Always follow up on stop payment requests.
Trust, but verify.
The Case of the Vanishing Account
Imagine waking up to find your account has pulled a Houdini.
It happens, and its about as fun as realizing youre out of coffee on a Monday morning.
Ive seen active accounts get closed by mistake, said Rachael.
Its like the bank decided to play a really unfunny prank.
If you suddenly cant access your money, dont panic but do call your bank ASAP.
Your funds arent gone; theyre just playing an expensive game of hide and seek.
Typo Trouble
True story: Even bank employees make typos.
Although banks have safeguards in place, it pays to always double-check those digits.
Your money deserves a good home check that your bank is treating it like the VIP that it is.
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