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But for Steven Keys and his wife Lauren, turning 29 meant beingable to retirefrom full-time work.

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Now, theyre able to cover 100% of their living expenses through passive income from investment returns.

Instead, they continue to seek new projects and can be more selective aboutwhat they take on in retirement.

That service is more of a full-fledged business that can generate passive income online.

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Thats what the Keys are doing with CramBetter.

That first year of work was absolutely the opposite of passive income, Keys said.

A big part of our reason for starting CramBetter was just to answer one of our what-if questions.

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What well do with the extra money is an interesting question.

But the best thing about extra money is that it gives you unlimited options, said Keys.

And hopefully we can help some other people along the way, said Keys.

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