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My goal from the start was toretireat 45.

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Hereswhat I did to retire at 45.

Moreover, your income probably has to be above $100,000.

This is because it’s crucial that you prepare for 40-plus years as a retiree.

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The kind of frugality that FIRE calls for is not for the faint of heart.

Youll need to commit to going out as infrequently as possible, avoiding movies, restaurants and other activities.

My 9-5

I began with my primary source of income.

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Retiring so early requires you to have asubstantial nest eggthat will stand the test of time.

Now that Im retired, I withdraw around 4% from my savings each year.

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