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Through careful planning and some creative budgeting, she managed to save up for a reliable set of wheels.
GOBankingRates spoke with Jessica about her journey to car ownership on a limited budget.Heres how she made it happen.
But he taught me how to budget and now Im a maniac about it.
Its helpful to have a goal.
Whatever was left over went straight into my car fund envelope.
Seeing that envelope grow is literally the same as having a piggy bank as a kid.
I didnt want to miss my Shonda shows, she said.
But then I learned, of course, I didnt have to with Hulu.
So I got that and chucked the rest.
My daughter got me on meal-planning YouTube and Im addicted, she shared.
I batch-cook for the week and since theres just me, it really doesnt take much time.
I use an app that hooks me up with sitting gigs and some of those people have become regulars.
Lo and behold, they knocked $30 off my monthly premium.
I did the same with my cellphone plan and internet provider.
Those small savings really add up over time.
Jessica also became an expert at seeking out senior discounts wherever she went, from restaurants to movie theaters.
Never be embarrassed to ask if theres a senior discount, she advised.
Those few dollars here and there can make a big difference in your budget.
Its amazing what people are willing to give away for free, she said.
I just got a barely used microwave for free!
The sharing economy means Jessica was able to avoid unnecessary purchases and save her dough for that all-important car.
She learned her local bus routes and even joined a seniors carpooling group that she found on Facebook.
It took some getting used to, but its actually like a game now, she said.
Plus, I met some wonderful people along the way.
While I definitely want a car, I know I dont need one for every trip.
Setting Realistic Goals and Celebrating Milestones
Throughout her saving journey, Jessica loved celebrating her milestones.
I broke downmy car savings goalinto smaller, monthly targets, she shared.
I dont know, its not anything special but its nice.
Its so satisfying to know I bought this car without any major changes to my lifestyle.
Actually, thats not true.
The changes were good ones!
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