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But there was one major problem.

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It was time to buy, he said.

Along with that lump sum, I qualified to receive a small monthly pension.

The older you get, the more difficult it will be to climb stairs.

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Zavala also strongly recommended avoiding a fixer upper.

Fixer uppers are for young people, Zavala said.

Fixer uppers come with loads of stress.

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Finally, dont buy more home than you really need.

Location matters, too.

see to it there is agood medical facilitynearby and grocery markets that sell organic food.

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