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The bank offers regular CDs and jumbo CDs, which can be purchased in IRAs or non-retirement accounts.
Promotional rates are available now for 5-month and 9-month CDs, and for 152-day and 270-day jumbo CDs.
Huntington Bankoffers regular and jumbo fixed rate CDs for terms ranging from 7 days to 6 years.
Regular CDs can be purchased with deposits ranging from $1,000 to $99,999.
Jumbo CDs require a deposit between $100,000 and $99,999,999.99.
The table below shows the interest rates on CDs offered by Huntington Bank.
When you purchase aCD, you know how much interest you will earn over that period of time.
If you withdraw funds before the end of the term, you may pay a penalty.
Minimum Deposit Requirements
Huntington Bank CDs require a minimum deposit of $1,000.
You cannot open a CD account online.
CD accounts cannot be opened online.
You cannot add funds to a Huntington Bank CD account once it has been opened.
When youopen your account, you choose the term of the CD.
If you withdraw funds prior to the end of the term, you will be charged a penalty.
There is no risk of losing money (unless you take your money out prior to maturity.
Once your CD account is open, it’s possible for you to manage it online.
you’re free to also easily roll it over or renew it at maturity.
This could reduce or even eliminate your earnings, depending on when you withdraw the funds.
Currently, the standard interest rates for Huntington Bank CDs are fairly low.
The major things you want to look at are annual percentage yield, minimum deposit amounts and available terms.
Heres a look at 9-month and a 5-year CDs at some other banks, compared to Huntington Bank.
Huntington Bank
A 9-month CD currently pays a promotional APY of.
A 5-year CD pays a standard rate of.
The minimum opening deposit is $1,000.
Huntington Bank offers 12 different terms for regular CDs and 15 for jumbo CDs.
In all, Ally offers 7 different terms, and there is no minimum deposit required.
The minimum opening deposit is $1,000.
All other information on accounts is accurate as of April 10, 2025.
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