GOBankingRates works with many financial advertisers to showcase their products and services to our audiences.

These brands compensate us to advertise their products in ads across our site.

This compensation may impact how and where products appear on this site.

Young woman using a smart phone for cardless withdrawing cash at the ATM.

Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information.

you’ve got the option to read more about oureditorial guidelinesand our products and servicesreview methodology.

The report also pointed out that certain financial limitations stop Americans from achieving common life goals.

facebook sharing button

The four primary financial barriers to happiness are:

How can you overcome these major financial barriersto happiness?

We will break these down individually.

The harsh reality is that you may not always be qualified for a raise or higher paying gigs.

twitter sharing button

This means that youll want to devotesome time and moneyto upgrading your skillset.

You want to ensure that youre getting paid what youre worth and this may require you to switch companies.

You should never feel youre stuck because you could be one program away from a new opportunity.

linkedin sharing button

Setting aside even small amounts from every paycheck will help build a financial cushion over time, Kullberg explained.

There are two ways to approach this financial barrier to happiness.

Musson also pointed out that some areas are hubs for certain types of jobs while others arent.

email sharing button

More From GOBankingRates

Share This Article:

The Latest inMoney