GOBankingRates works with many financial advertisers to showcase their products and services to our audiences.

These brands compensate us to advertise their products in ads across our site.

This compensation may impact how and where products appear on this site.

Portrait of happy young successful businesswoman celebrate something with arms up.

Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information.

you might read more about oureditorial guidelinesand our products and servicesreview methodology.

Many employers offer their employees access to a 401(k).

facebook sharing button

Some employers even offer to match some of their employees contributions to the account.

Maxing out your 401(k) allows you to supercharge your retirement savings journey.

Explore how tomax out your 401(k) contributions by the end of the year.

twitter sharing button

Confirm Your Employer Match

Many employers offer matching contributions for your 401(k).

Double-check that you are making the most of this opportunity.

The details might vary based on your employer.

linkedin sharing button

A representative from your human resources department should be able to help you through the paperwork for this change.

Essentially, taking advantage of matching contributions amounts to getting free money for your retirement.

For example, say your employer offers a 5% match.

email sharing button