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Heres how to use your credit andstrategically take on debt up front to make money over time.
Many credit cards offer cash-back perks on everyday purchases like groceries, gas and dining.
This year, I aim to earn as much cash back as possible across my spending, he added.
By taking advantage of cash-back rewards, you might earnsome extra moneywithout any additional effort on your end.
Just doing two or three of these a year can add up.
Youll want to be on the lookout for credit cards with large sign-up bonuses.
Your travel credit card could offer additional perks like free checked bags, early check-in andairport lounge access.
These are a few rules that youll want to keep in mind before you strategically use debt.
Understand how the borrowed money will yield returns and ensure you could manage the repayments, Kim added.
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