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Bad credit can hold you back financially.

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This guide walks you through how to get a car loan with bad credit.

Can You Get a Car Loan with Bad Credit?

Yes, it’s possible for you to get a car loan with bad credit.

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Most lenders look at factors beyond just the credit score, including income and debt-to-income ratio when you apply.

Borrowers with bad credit should expect higher interest rates and stricter lending requirements.

Some lenders specialize in bad credit car loans, though these tend to offer higher interest rates.

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What Credit Score Do it’s crucial that you Get a Car Loan?

The exact credit score needed for car loans varies from lender to lender.

Many are willing to work with you to find a loan, especially for long-time and loyal customers.

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