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Eight of the 10 most affordable are in the South.

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Check out how much you need saved fora middle-class retirement in every Southern state.

Using the average mortgage and average expenditure costs, the average cost of living was calculated.

Middle-class income is defined by Pew Research Center as two-thirds to double the national median income.

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The minimum income needed to be middle class was calculated and the savings needed to retire was calculated.

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