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GOBankingRates referred to this data to determine how much house middle-class families can afford.
To determine how much house a middle-class household can afford, GOBankingRates sourced Zillow Affordability Research Data.
Key Findings
Find out how much housemiddle-class families can afford in these 50 metros.
San Jose, California
2.
Santa Cruz, California
3.
Kahului, Hawaii
4.
San Francisco
5.
Santa Maria, California
6.
Los Angeles
7.
San Luis Obispo, California
8.
San Diego
9.
Salinas, California
10.
Napa, California
11.

Oxnard, California
12.
Honolulu
13.
Santa Rosa, California
14.

Ocean City, New Jersey
15.
Barnstable Town, Massachusetts
16.
Boulder, Colorado
17.

New York City
18.
Flagstaff, Arizona
19.
Bozeman, Montana
20.

Bellingham, Washington
21.
Bend, Oregon
22.
Missoula, Montana
23.
Boston
24.
Corvallis, Oregon
25.
Coeur dAlene, Idaho
26.
Seattle
27.
Riverside, California
28.
Miami
29.
Naples, Florida
30.
Bridgeport, Connecticut
31.
Santa Fe, New Mexico
32.
Wenatchee, Washington
33.
Sacramento, California
34.
Merced, California
35.
Reno, Nevada
36.
Mount Vernon, Washington
37.
Stockton, California
38.
Hilton Head Island, South Carolina
39.
Vallejo, California
40.
Saint George, Utah
41.
Fort Collins, Colorado
42.
The Villages, Florida
43.
Portland, Oregon
44.
Providence, Rhode Island
45.
Port Saint Lucie, Florida
46.
Eugene, Oregon
47.
Madera, California
48.
Chico, California
49.
Grand Junction, Colorado
50.
Spending more than 30% of household income on housing is considered unaffordable.
All data was collected on and is up to date as of March 21, 2025.
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