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However, getting the retirement they want requiresintention, creativity, discipline, and flexibility.

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Here are ways millennials want to spend their retirements andhow they can make it happen.

If these programs may pay a person at 62, why wait on the system?

It aligns with their desire for autonomy, experiences over possessions, and ongoing personal growth.

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Philanthropy and charitable giving are important to millennials.

Millennials can continue charitable giving during their retirement by investing their money in an asset that accrues passive income.

Ive observed a number of professionals wrestle with this balancing act.

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It essentially accumulates a retirement fund from very little, daily work, she added.

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