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Those two sources last an average of less than 13 years in New Jersey, according to aGOBankingRates study.

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That compares to the national average of roughly 15-and-a-half years.

Because of these variations, the number of years your retirementincomewill last varies as well.

New Jersey is one of the more expensive states, which is why it ranked No.

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41 on the GBR list.

Where you decide to retire in New Jersey will also impact how long your retirement income lasts.

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