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If youre feeling the financial squeeze, youre not alone.
According to Northwestern Mutuals2025 Planning & Progress Study, 51% of U.S. adults believeinflationwill increase in 2025.
Its also the greatest obstacle to achieving financial security, according to 44% of U.S. adults.
With inflation worries running high, more Americans are budgeting.
Bureau of Labor Statistics, overall inflation as of February 2025 hovers around 2.8%.
However, inflation for all items less food and energy is around 3.1%.
These figures are above theFederal Reservesinflation target of 2%.
Stubborn inflation can lead to budgeting shortfalls and different age groups are dealing with them differently.
What Is Cash Stuffing?
GOBankingRatesexplained that cash stuffing is a budgeting method that requires separating your cash into various spending categories.
Essentially, you put cash in different envelopes for different purposes.
This method is a good choice for those who may also struggle with overspending.
Zero Based Budgeting
With zero-based budgeting, youre accounting for every dollar of your income.
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