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However, too many Americans find themselves without significantemergency savings.

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These statistics might scare you, and for good reason.

Youll want to review your bank statement to identify any unnecessary recurring charges.

However, you might be paying too much for your existing plans.

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Once a day, make a call to negotiate the price youre already paying.

Find Coupons and Deals

Couponing is a smart way to reduce everyday expenses.

Also, combining coupons withsales and dealscan lead to even greater savings.

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