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For many, that can be paying down debt, beginning an emergency fund or fixing bad credit.

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But, according to experts, your financial goals should aim to be higher than just getting by.

Adam Garcia, certified financial planner and founder ofThe Stock Dork, agreed.

Resolutions that call for a stronger determination and strategic plan should evoke self-growth and self-confidence regarding future finances.

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Below are some ways to know if your financial resolutions are ambitious enough.

Next, readan experts take on the best financial resolution it’s possible for you to make.

The perfect resolutions inspire you to push forward and keep you from setting yourself up for disappointment.

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