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Two black female twin sisters are doing home finance on a laptop in the living room at home.

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It can sometimes shift to new battlegrounds.

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Think career achievements, homeownership and, yes, financial success.

In the spirit of National Siblings Day, heres how to ensure youre saving more money than your siblings.

Also seefive ways to still save money when everything seems more expensive.

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The simple difference between wishful thinking and actual saving is all about a concrete plan with specific numbers.

Most people dont save enough becausethey havent set clear, measurable goals.

Plug in your numbers and then start making a plan to hit them.

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Maximize Your Employer Benefits

This is a biggie.

Take the time to thoroughly review your works benefits package and maximize every available option.

Its essentially free money your siblings might be missing.

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Your siblings could be like many American workers who overlook its powerful wealth-building potential.

If you could,get several streams of income goingoutside of your primary job.

But what exactly should you do?

There are lots of options.

Become Financially Educated

Perhaps the biggest differentiator between prolific savers and everyone else is financial literacy.

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