Here’s How Much You Need To Save Monthly To Buy a House in Florida in 2025

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But nice places can come with high buy-in costs.

So, it takes some planning and saving for most to afford.

Alas, we are not in a perfect world.

For a $400,000 home, 2.3% is $9,200.

Now comes the math.

That includes money for closing costs and reserves.

Assuming you began saving January first, that works out to $8,183 per month saved.

Still quite a bit.

Luckily, time has a funny way of making things much more manageable.

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