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The amount ofmoneyneeded, however, does fluctuate depending on your city and state of residence.
Find out how much the American dream will cost you in these18 Western cities.
The cost-of-living indexes were sourced from Sperlings BestPlaces.
Average expenditure costs were from the Bureau of Labor Statistics Consumer Expenditure Survey.
Home value and mortgage data came from Zillow Home Value Index for January 2025 and Federal Reserve Economic Data.
All data was collected on and is up to date as of March 4, 2025.
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