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TheNational Energy Assistance Directors Associationestimates that prices for home heating this winter will rise by about 10.5% year-over-year.

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For many U.S. households, overall utility costs spike during the winter because of high gas bills.

But thats not the case with electricity bills.

Youre more likely to see these peak during warmer months, according to a study fromPayless Power.

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Not all states have the same patterns, however.

For example, July is themost expensive monthfor electricity in Alaska.

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