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In a new study, GOBankingRates analyzed the largest 200 cities to find the most affordable cities for homebuyers.

The cities were sorted to show the 50 cities with the largest difference from the national average home value.

Three key findings:

50.

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York, Pennsylvania

49.

Columbus, Ohio

48.

Winston-Salem, North Carolina

47.

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San Antonio, Texas

46.

Pensacola, Florida

45.

Reading, Pennsylvania

44.

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Louisville, Kentucky

43.

Cincinnati, Ohio

42.

Kansas City, Missouri

41.

Columbia, South Carolina

40.

Springfield, Missouri

39.

Fort Wayne, Indiana

38.

Baton Rouge, Louisiana

37.

Indianapolis, Indiana

36.

New Orleans, Louisiana

35.

Buffalo, New York

34.

El Paso, Texas

33.

Pittsburgh, Pennsylvania

32.

Killeen, Texas

31.

Corpus Christi, Texas

30.

Fayetteville, North Carolina

29.

Rochester, New York

28.

Philadelphia, Pennsylvania

27.

Laredo, Texas

26.

Little Rock, Arkansas

25.

Tulsa, Oklahoma

24.

Milwaukee, Wisconsin

23.

Lubbock, Texas

22.

Des Moines, Iowa

21.

Oklahoma City

20.

Amarillo, Texas

19.

Wichita, Kansas

18.

Syracuse, New York

17.

Mobile, Alabama

16.

Brownsville, Texas

15.

Evansville, Indiana

14.

Baltimore, Maryland

13.

Erie, Pennsylvania

12.

Saint Louis, Missouri

11.

Columbus, Georgia

10.

Rockford, Illinois

9.

Memphis, Tennessee

8.

Dayton, Ohio

7.

Montgomery, Alabama

6.

Shreveport, Louisiana

5.

Akron, Ohio

4.

Birmingham, Alabama

3.

Toledo, Ohio

2.

Cleveland, Ohio

1.

Detroit, Michigan

Methodology.

For this study, GOBankingRates analyzed the largest 200 cities to find the most affordable cities for homebuyers.

Using this data the percentage of the population ages 65 and over can be calculated.

The percent difference from each cities average home value to the national average home values were calculated.

The cities were sorted to show the 50 cities with the largest difference from the national average home value.

All data was collected on and is up to date as of Jan. 14, 2025.

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