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For shoppers on abudget, showing loved ones how much they care is a balance between budget and creativity.
Use an app, a spreadsheet or old-fashioned pencil and paper, she said.
Develop a list of everything you expect to spend money on.
Then, start listing ideas for each giftee.
To be realistic, be prepared to modify your budget or your list once youve written everything down.
Seek Gifts With Meaning
The best gifts dont have to be costly, experts agreed.
Trae Bodge, smart shopping expert atTrueTrae.com, also suggested looking for coupons and cash-back opportunities on deal platforms.
She recommended stacking coupons, cash back and retailer sales.
Say you havesome apparel giftson your list.
In anticipation of increased spending in that category, choose clothing for bonus cash back.
Also consider purchasing gift cards at wholesale clubs like Costco or BJs to get discounts.
Just verify you could make a contribution thats within your budget, Peterson said.
She advised gift-givers to plan these group gifts ASAP, as the holidays are rapidly approaching.
No matter what you choose, take lots of pictures to commemorate the day, said Bodge.
Peterson advised gift-givers to consider their skillset and acts of service they can offer that the recipient might appreciate.
You might be able to plan an outdoor afternoon for children in the neighborhood, Peterson said.
She agreed with Bodge that capturing memories makes athoughtful, budget-friendly gift.
For friends or family who live elsewhere, you could use your phone to put together a fun video!
Shop Early
The early bird gets the best selection, according to experts.
Finally, when youve crossed every item off your list, resist the urge to continue spending.
Bring cash for coffee or a treat to enjoy the holiday festivities without makingadditional gift purchases.
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