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This essentially bumps up your benefits based on what your spouse qualifies for.
But if you could hang in there for a decade or more, youll be good.
But youll have to apply to find out your eligibility.
You first must be eligible for retirement benefits from your own employment history.
Alternatively, they may be eligible for yours, depending on who has the higher benefit.
And you wont get yours plus your spouses, but the higher amount that youre eligible for.
Theres also one very big caveat here: You cant get remarried and maintain these benefits.
Once you say I do again, the SSA says we dont.
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