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GOBankingRates awarded Gate City Bank the Silver award forBest Banks in North Dakota for 2025.
Gate City Bank is a regional financial institution serving communities in North Dakota and Minnesota.
Gate City Bank Checking Accounts
Gate City Bank has fourchecking accounts.
All accounts come with fee-free access to ATMs, overdraft protection, early paydays and debit card rewards.
The fee-free account pays interest and unlocks higher relationship rates for CDs.
The accounts are easy to manage in person and online.
Customers with a Benefit Interest Checking account qualify for special relationship rates for CDs.
Enjoy flexible terms and relationship perks with Benefit Interest Checking customers.
Youll need to deposit $500 toopen the account.
Enroll in Simply Save for automatic savings or maintain a balance to waive the monthly fee.
However, those with lower balances may find the interest rate less appealing.
For customers who prefer digital access to their accounts, banking online and through a mobile app is available.
Customers generally report positive experiences with Gate City Bank.
Specifically, they note the banks exceptional customer service and generous ATM reimbursement policy.
Gate City Bank competes with several regional banks by offering perks.
Heres how Gate City stacks up against a few others.
The bank does not have CDs, but it does offer a money market savings account.
it’s possible for you to choose between a fee-free account and those that earn interest.
All factors were then scored and combined, with the lowest score being the best.
All products and offerings had to be available as of Nov. 8, 2024, to be considered.
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as ofDec.
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as of Dec. 13, 2024.
