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FSNB, formerly known as Fort Sill National Bank, offers a range of deposit accounts.
But the Cents-able Savings account stands apart from the other options with aAPY.
GOBankingRates has ranked it among the Best Banks of 2025 forTennesseecustomers.
Earn 7% Annual Percentage Yield with a Cents-able Savings Account.
FSNB Checking Account
FSNB offers twodifferent checking accounts, an E-Standard and an E-Advanced option.
Although the low minimum deposit requirement of $5 is appealing, the ongoing monthly fees arent.
Neither of these accounts allows you to earn interest on your funds.
But the ability to round up your purchases to build savings is a nice perk.
FSNB CD Accounts
FSNB offers CDs ranging from 30 days to 60 months.
FSNB offers many branches across the country.
For those who prefer an in-person banking experience, the connection of branches offers an opportunity.
For those who prefer a digital banking experience, FSNB offers highly-rated mobile apps for Android and iOS users.
Love it, said one user.
Another review wrote, Always very helpful with anything you need.
Easy to use app and I would recommend to all needing fast friendly service.
However, some users have some complaints about the mobile experience.
Too many times different things dont work.
From loading accounts to accurate balances/transactions.
The mobile deposit has never worked for me.
In comparison with my other banking apps this one is definitely on the bottom, said one iOS reviewer.
Previously, the app was perfect!!!
Since the recent updates, the app has been harder to access.
Slower to open, receive server errors ALOT!!!
Makes me a bit uneasy to use it now, wrote an Android review.
How Does FSNB Compare?
Lets take a look at how FSNB stacks up.
It offers a selection of deposit products with top-tier interest rates to put your funds to work.
However, none of the Capital One accounts offer even close to aAPY.
But for CD rates specifically, Marcus by Goldman Sachs may have FSNB beat.
Navy Federals EasyStart CDs offer higher APYs than FSNBs CDs.
However, theAPY through FSNBs Cents-able account is still more attractive than the savings accounts available through Navy Federal.
After all, the stellar rate can help you grow your funds.
The catch is that the other deposit accounts are relatively basic without any other standout APYs.
FSNB FAQ
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as of Dec. 18, 2024.
All factors were then scored and combined, with the lowest score being the best.
All products and offerings had to be available as of Nov. 8, 2024, to be considered.
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as of Dec. 18, 2024.
